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Long Term Expatriate Insurance and Global Health Insurance Plans

Brochures, Applications and Terms and Condition

We offer international health insurance plans that are designed for foreign nationals living outside the country for which they hold a passport. The policies noted below are not available residents in Florida or the Province of BC.

If you are not an expatriate, don’t despair! TFG Global Travel Insurance offers a wide range of international expat health insurance plans for the local citizen who wants portable and international coverage. Many local nationals want to obtain insurance that will allow for treatment in foreign countries, such as the USA, England, and Australia. Others locals may live in countries which have a limited or insolvent insurance industry and want to deal with a large global company. If you are based in the USA, please click HERE.

When you live abroad, one of the most important financial considerations is how to protect you and your family’s health. Without proper coverage, an illness or injury abroad can turn into a financial disaster! TFG Global Travel Insurance doesn’t represent just one insurance company plan. Instead, we place your interests first by shopping the marketplace for the plan that meets your needs and budget. From international student health insurance plans to international group health insurance plans to basic to deluxe plans, we’ve got you covered:

IMG Global Medical International Health Plan

Brochures, Applications and Terms and Condition

With Global Medical Insurance you have a choice of three plan options: Silver, Gold and Platinum. Simply choose one that best fits your needs.

The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000. All three plans offer a full range of benefits suited for individuals and families.

There are two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Medical Insurance, you receive IMG’s commitment to deliver world class health benefits, medical assistance and total peace of mind.

As part of the eligibility requirements for Global Medical Insurance, U.S. citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.

Underwritten by SIRIUS/White Mountains and Administered by IMG – financial strength and international expertise.

The policy is not available to people residing in the USA.

Cigna Global Health Options Expat Medical Plan

  • Access to Cigna’s network of trusted hospitals, physicians and other healthcare professionals;
  • Offers individual and those with families a high level of coverage and a direct reimbursement philosophy where possible;
  • Several deductible levels to choose from;
  • Covers expats worldwide except in the USA unless you add the optional benefit;
  • 100% full hospital coverage including inpatient and day-patient care;
  • Extensive cancer coverage;
  • Extensive psychiatric treatment;
  • Maternity coverage for parent and baby care. Maternity can be covered after a waiting period for the Gold and Platinum plans;
  • Up to 180 days of coverage in your country of citizenship per policy year;
  • Provides optional benefits such as Dental & Vision, International Medical Evacuation & Repatriation, Out-Patient Care, Wellbeing, and optional coverage for medical treatment in the USA.

*Plan Terms for expats in  Europe and Rest of the World. Note that terms are different depending on your citizenship and region. Please contact us for more information.