With hurricane Dolly barring down on southern Texas or northern Mexico, this serves as a good reminder to purchase vacation insurance that offers some protection for your trip costs should a hurricane strike. Millions of vacationers this year could lose their vacation deposits if a serious hurricane strikes where they are travel to hurricane prone regions. If possible, you should avoid traveling to hurricane prone regions such as Florida and the Caribbean. The hurricane season starts in June and usually ends some time in November. Unfortunately, many travelers are not aware of this.

Getting a vacation insurance plan that offers trip cancellation and trip interruption coverage in case of hurricane is a good idea. You should make sure that the policy covers you if your flights are delayed, if your trip is interrupted or cancelled by inclement weather or a hurricane at your destination. You have to make sure you read your travel insurance policy carefully as most vacation insurance plans have some hurricane coverage, but the devil is in the details. You won’t be reimbursed if you get to your destination and it rains for the entire stay. You should be normally be reimbursed if your flight is cancelled due to a hurricane for at least 24 or 48 hours.

Purchasing travel insurance to cover hurricanes can be a bit complicated, so it may be a good idea to contact your travel insurance agent to make sure you understand what is and is not covered. It is impossible for any travel insurance plan to cover everything.

You can keep track of the latest storms, resort closures, cruise cancellations and airport status at the National Hurricane Center’s web site. TFG Global Travel Insurance offers a variety of travel insurance plans which have some hurricane insurance.

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